Car accidents are a common thing on our roads. Most of them are as a result of negligence. You have the right to sue any motorist or individual who causes such type of harm to you due to negligence. You should hire an attorney to help you through the process.
You can also learn how to settle a minor car accident no attorney to have an easy time pushing such cases on your own. Car accidents may occur while you are on a holiday trip. There are several procedures you should follow for a successful suit. They include:
Obtain Medical Records and Gather Evidence
You should go to the emergency care hospital or clinic within 24 hours of the accident, and the sooner, the better. You may not feel like you have significant injuries, but often the symptoms of your injuries do not appear for several days. That is why you need your doctor to do tests to properly diagnose you. You will be more bruised and in more pain a day or two after the accident, but don’t wait until then to get checked.
Most emergency room treatment facilities will treat you regardless of your ability to pay. After that, you will need a source of payment for your medical treatment in most cases. If your doctor requires further treatment after the initial scan, follow their instructions. Don’t neglect your health. A car accident attorney may request a permanency rating from the doctor to assess the extent of the injuries and the likelihood of recovery.
File a Lawsuit
A lawsuit is generally sent to the defendant after a thorough review of a case including the injuries sustained by the plaintiff. This is done by reviewing medical records. Lawyers utilize their knowledge of personal injury and the insurance field along with the final doctor’s report to determine an amount to include in the demand letter that is sent to the defendant.
Keep in mind, as mentioned above, the defendant will almost always counter the lawsuit and argue that the injuries are not as serious as they really are. Don’t be discouraged that the defendant denies your claim and initially offers a lesser amount. This is part of the process.
If the insurance company does not agree to settle based on the submitted claim, then a claim is filed, and the parties involved are served. The next step after an insurance company denial is to file a personal injury claim. A complaint naming the parties and the charges against them is filed with the court, and the defendants are served by a process server. After the lawsuit is filed in court and the parties are served, the discovery process begins.
After filing your claim and lawsuit, various assessments will be done to establish the amount you will get as settlement. You can also mediate with the relevant parties.